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Financial Literacy for Individuals

Managing your own money — budgeting, saving, debt, and avoiding the schemes that take it from you.

beginner5 weeks

Hunarsaaz course. Written by Hunarsaaz. The certificate is issued by Hunarsaaz.

Who this is for
Everyone — students, workers, freelancers with irregular income, and anyone who has never made a budget.
What you need first
None.

What this course sets out to do

  • Know where your money goes.
  • Build and keep a budget that survives real life.
  • Save deliberately, including on an irregular income.
  • Understand debt and what it actually costs.
  • Recognise financial fraud before it reaches your money.

What you will be able to do

  • Track income and expenditure for a month.
  • Build a budget and adjust it when it fails.
  • Build an emergency fund, starting from a small amount.
  • Calculate the true cost of a loan or instalment plan.
  • Explain how inflation reduces the value of money held as cash.
  • Identify the common signs of a fraudulent scheme.

What you will cover

3 modules · 9 lessons

  • Income and ExpenditurePreviewVideo coming soon20 min
  • Building a BudgetVideo coming soon20 min
  • Tracking in PracticeVideo coming soon20 min
  • Module 1 — Knowing Where the Money Goes — Quiz
  • Practical — Track one month

Where this can lead

  • Applies to everyone
  • Useful preparation for business courses

These are the roles the skills apply to. Hunarsaaz does not guarantee employment.